The ‘Debt-To-Income (DTI) Ratio’ determines your qualifying ability.
The debt-to-income (DTI) ratio equals your total fixed monthly debts divided by your total monthly gross income.
Learning Lab / Category: Commercial
Category: Commercial
Property Taxes – How is this calculated, and why is it important?
A tax imposed on a real estate property by the government is called property tax.
Canadian investment fund purchases hotel in Texas.
Our client was referred to by a developer in Houston, Texas who we worked with previously.
Homeowners Insurance – Why is this important in the Loan Process.
Homeowners insurance is the insurance policy that ensures the protection of a home and its belongings from specific damages.
What is an ‘Adjustable-Rate Mortgage (ARM),’ and how is it used?
An adjustable-rate mortgage (ARM) refers to a mortgage with variable interest rates, which change regularly after an initial period.
What is a ‘Fixed-Rate Mortgage’ vs. an Adjustable-Rate Mortgage?
A fixed-rate mortgage keeps the interest rate fixed throughout the loan term.
German pharmaceutical company buys warehouse for U.S. headquarters and expansion.
The client was referred to us by a private bank in Zurich.
What does ‘Principal’ mean in a mortgage?
Principal refers to the initial mortgage amount taken against the property you mortgaged.
Family Office in Asia purchases Multi-Family residential building in San Francisco.
Family Office in Asia purchases Multi-Family residential building in San Francisco