Think Pieces USA Taking the “Pain” out of High Net Worth mortgages for U.S. Real Estate, without AUM requirements. By Premela R November 19, 2021 With inexpensive funding and various tax advantages, everyone should take advantage of the benefits of a mortgage when investing in U.S. real estate regardless of the loan size. However, why […]

Think Pieces USA You asked. We delivered! AM Portfolio+ is here! Boom!! By Nick Worthing November 12, 2021 What is AM Portfolio+? The America Mortgages’ Portfolio+ program is a streamlined debt service coverage mortgage loan over multiple residential investment properties. It is one loan with blanket collateral over a minimum of 2 properties and up […]

Think Pieces USA Real Estate Investors Rejoice! AMERICA MORTGAGES’ INVESTOR RENTAL… Qualify for a U.S. Mortgage using ONLY the property’s rental income! By Premela R November 5, 2021 “Traditional” banks will require income documents before approving a real estate mortgage. You will need to qualify based on your declared income using tax returns, less your […]

Heard of the term “asset rich but cash poor”?  It’s a common issue among entrepreneurs “working for equity” or high net worth investors who report low income but have sizeable real estate portfolios. Traditional banks require pay stubs, employment letters, and credit scores (we have fantastic programs for this as well), but many of us […]

Think Pieces USA AM Bridge Loans – The Swiss Army Knife of Financing Solutions By Premela R September 23, 2021 In this edition of the Launchpad Series – we introduce the most widely-used tool for property investors at the moment, A Bridge Loan – often considered the “Swiss Army Knife” of financing solutions. What are […]

Think Pieces USA I Dream of Gini By Yulu Zhang September 8, 2021 The Gini, in this case, is not Barbara Eden in the famous 70s T.V. show “I Dream of Jeannie”, but the widely used economic index which measures wealth inequality known as the Gini Coefficient. The index has been around for over 100 […]